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Risk Disclosure • ING (L) and ING Investment Management Funds contain a number of Sub-Funds with different investment objectives and risk profiles (the "Sub-Funds"). These Sub-Funds may invest in equities, fixed income securities and/or other related securities, including derivatives. • Investment in any Sub-Fund involves risks and a possible loss to the principal amount invested. Past performance of any Sub-Fund is not an indicator of future performance. The price of any Sub-Fund may go up or down. • Principal risks include but are not limited to market, political, regulatory risks, price volatility, currency fluctuations, Rule 144A securities and derivatives exposure risks. • A Sub-Fund may be exposed to risks relating to sector or market concentration and therefore has higher price volatility and liquidity risk than Sub-Funds which have a more diversified policy. • A Sub-Fund may be exposed to risks relating to investments in emerging markets and therefore be subject to additional legal, regulatory, political, expropriation, repatriation, counterparty and foreign exchange risks. • A Sub-Fund may invest in warrants on transferable securities and therefore has higher price volatility than Sub-Funds that invest in the underlying assets. • A Sub-Fund may invest in derivatives which may increase the leverage and hence magnify any gains and losses from investments in derivatives. • The investment decision is yours but you should not invest in any Sub-Fund unless the intermediary who sells the Sub-Fund to you has advised you that it is suitable for you and has explained why, including how buying it would be consistent with your investment objectives. • You should not base on this website alone to make your investment decisions. You should read the offering documents for further details relating to the relevant Sub-Fund including risk factors.

This website, including any statements, information, data and content contained herein and any materials, information, images, links, sounds, graphics or video provided in conjunction with this website (collectively "Materials") is being furnished by ING Investment Management Asia Pacific (Hong Kong) Limited and/or its affiliates (together, "we", "us" or "our") for your general informational purposes only. This website is published by ING Investment Management Asia Pacific (Hong Kong) Limited and has not been reviewed by the Securities and Futures Commission of Hong Kong. Under no circumstances should the Materials, in whole or in part, be copied, reproduced, redistributed or shown to any person.
The Materials do not constitute a distribution, an offer, an invitation, recommendation or solicitation to sell or buy any securities in any jurisdiction if unlawful in such jurisdiction. We do not provide any legal or tax advice and none of the Materials constitute or should be construed as providing any investment, legal or tax advice. We are not acting as your financial adviser or in a fiduciary capacity in respect of any securities transaction unless otherwise expressly agreed by us in writing. The Materials are not intended for use by persons in jurisdictions which prohibit or restrict the distribution of the Materials. The Materials are not intended for use and shall not be accessed by any U.S. Person.

Any authorization by the Securities and Futures Commission of Hong Kong ("SFC") is not a recommendation or endorsement of any Sub-Fund nor does it guarantee the commercial merits of any Sub-Fund or their performance. In addition, SFC authorization does not mean the Sub-Funds are suitable for all investors nor is it an endorsement of their suitability for any particular investor or class of investors.

We, our directors and employees do not make any express or implied representations or warranties as to the accuracy, timeliness or completeness of the Materials and nothing shall be relied upon as a promise or representation by us. We,our directors and employees will not be liable or responsible to you or any other parties for any and all liabilities arising directly or indirectly from any reliance on the Materials.

Actual results of the performance of the Sub-Funds may depend on, among other things, (i) general economic conditions; (ii) performance of financial markets, including emerging markets; (iii) interest rate levels; (iv) currency exchange rates; (v) general competitive factors; (vi) issuer and counterparty of the funds' investments; (vii) changes in laws and regulations; and (viii) changes in the policies of governments and/or regulatory authorities. For further details of a Sub-Fund, please refer to the offering documents of such Sub-Fund.